If there were ever a time that being a “spendthrift” was fashionable, it is now. As many Americans are undoubtedly feeling the economic sucker-punch to the gut, it seems prudent to eliminate the obvious unnecessary “bells and whistles,” (the $4 latte-mocha-super-charged-extra-shot-low-fat-sugar-spiking-morning-kick-in-the-pants). Or the relaxing mani-pedi we indulge in monthly (weekly for the lucky girls).

But [...]

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